Your guide to credit repair

risk-based pricing

What is risk-based pricing?

When lenders will offer their customers different interest rates and loan terms, this is known as risk-based pricing. This model is based on the amount of risk the consumer represents to the lender.

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types of debt

Understanding the most common types of debt

Most people will experience some form of debt over the course of their lives. Understanding the different types of debts and how they work is critical to your financial health. The most common types of debt include secured and unsecured debt, revolving debt, and mortgages.

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