Consumers

Cambio’s unique financial wellness platform is changing personal finance, for the better.

Cambio for Consumers:

  • Over 90 million Americans don’t have the credit scores or credit history they need to get access to the traditional banking system. Unfortunately, they have to rely on more expensive financial solutions to cash checks and get the money they need to lead their lives.
  • Cambio is giving the credit-challenged and credit-invisible the tools, knowledge, and resources they need to break free from costly banking solutions like check-cashing services and high-interest, short-term loans.
  • Bank, play games, earn rewards and access credit

Cambio Credit Score: Build up a solid Cambio Credit Score and increase the likelihood of getting approved for fair loans and access to traditional banking services.

Cambio Rewards: Complete financial wellness challenges, earn monetary rewards that really add up.

Big Savings: Save over $1,000 annually when you use Cambio to cash checks, pay bills, and get cash.

Remote Check Capture: Digitally deposit paper payroll and government-issued checks.

Access Cash: Withdraw cash at approved ATMs.

Bill Pay: Pay bills by the App to key providers.

New User Joins Cambio

New User Joins Cambio

User gives Cambio basic information and goals they are trying to achieve  

Month 1

Month 1

User saves money by using Cambio’s check cashing, bill pay and ATM service, an average $100/month

Month 3

Month 3

User engages Cambio through gamification and earn cash back by completing challenges

Month 6

Month 6

User become creditworthy, first small personal loan is offered

Month 9+

Month 9+

User gets access to extended partner network to utilize auto, personal, credit cards and insurance services

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