FAQs

What is Cambio exactly?
What does Cambio cost?
Do I need a smartphone to become a member of Cambio?
Is it available in my area?
Do I need to be a legal citizen of the United States to become a member?
How do I deposit my money?
How do I pay bills and access cash?
What are Cambio Rewards?
How do you help me build or re-build my credit?
What does Cambio mean?
What is Cambio exactly?

Cambio is a banking app that provides banking services, allows you to earn points for positive money habits (like paying your bills on-time) and re-build credit through the points you’ve earned.  We allow you to learn about – and improve – your financial behavior so that you can get on the path to creditworthiness faster and easier than ever before. The Cambio Mobile App gives you access to many of the services of traditional banks (bill pay, check cash, ATM access, etc.) to help you rely less on alternative banks like check cashers and high-interest loan providers.

How we help you improve your financial life

What does Cambio cost?

Our application is free to use.

Do I need a smartphone to become a member of Cambio?

Yes, Cambio members need an Android or Apple (iOS) smartphone.  Currently the app is available on the Google Play Store by invite only.

Request invite

Is it available in my area?

Yes, you can access Cambio anywhere in the US.

Request invite

Do I need to be a legal citizen of the United States to become a member?

As long as you have a legal form of ID accepted in the US, you can become a member.  For example:

  • Taxpayer identification number (SSN or ITIN)
  • Drivers License, State ID or Passport
  • Alien identification card
How do I deposit my money?

You can deposit your paycheck through direct deposit or cash your check in the app by taking a picture of the the front and back of the check.

You can also deposit cash at Visa ReadyLink locations.

How do I pay bills and access cash?

You can pay your bills using your Cambio Visa® Reloadable Debit Card.

You can access cash at one of the 55,000 approved ATM locations nationwide.

What are Cambio Rewards?

Cambio Rewards are points you earn for positive money habits.  You earn points for making payments on essential or every-day needs (like paying rent/mortgage, paying for gas/electric, paying your cell phone, etc.).  You can also earn points for completing challenges like saving a dollar a day or signing up for direct deposit.

Cambio Rewards aims to help you change your financial behavior so you can become financially stable.

How do you help me build or re-build my credit?

We help you build or re-build your credit by changing your daily financial habits.  You earn rewards for positive habits and we provide you with daily reminders to encourage those positive behaviors.

Additionally, the points you earn can be used to open a secured credit card to help build or re-build your credit.

What does Cambio mean?

Cambio translates to change in both Italian and Spanish.

Our goal is to help you change your finances for the better!

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