Skip to content
  • FAQ
  • Learn
  • About Us
  • Get The App
Menu
  • FAQ
  • Learn
  • About Us
  • Get The App
Facebook Twitter Instagram

Subscription banking

We charge $9.99/month
It's that simple

Subscription banking means peace of mind

No more surprise or hidden fees

No more having to overspend to get "free" banking

What does subscription banking get you?

  • Cambio Visa Prepaid Reloadable card Included
  • Direct Deposit Included
  • Bill Pay Included
  • First two in-network ATM withdrawals each month Included
  • Freeze/unfreeze your card Included
  • Visa zero liability protection Included

    Signature based transactions only

  • Standard card shipping Included
  • Cambio Rewards Program Included
  • Credit building and recovery Included
  • Access to responsible quality lenders Included

    After achieving high Cambio Score

Avoidable fees

  • Out-of-network ATMs Varies depending on ATM owner

    You will not be charged a fee from Cambio for your first two withdrawals each month
    You may be charged a fee from the ATM owner
    To avoid a fee use one of our network ATMs
    https://www.co-opfs.org/Shared-Branches-ATMs

  • 3 or more ATM withdrawals $1.50
  • Cash deposit at Visa Readylink locations Varies

    Retailer may charge a fee

  • Replacement card fee $5.00
  • Express delivery of replacement card $35.00
  • Inactivity fee $3.00

    3 consecutive months of no card use will result in a $3.00 fee for each following month.

  • International transaction fee 2% of transaction amount
  • International ATM withdrawal fee $1.50 + 2% of transaction amount
Get Started
Quick Links
  • Home
  • Banking
  • Credit Manager
  • Credit Builder
  • About Us
  • Support
  • Blog
  • Legal Documents
  • Get the app
Let’s Connect!
Facebook Twitter Linkedin Instagram

 Terms and Conditions apply.

*Credit Manager or Credit builder does not guarantee credit score improvement. Credit scores are independently determined by credit bureaus. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations. Credit builder may charge an interest rate and maybe subject to qualification. 
**Based on results from members in March 2022, who used Credit Builder or Credit Manager Services. 
Using Cambio does not guarantee credit score improvement.

Cambio Visa® Reloadable Prepaid Card issued by, Services Credit Union (SCU).
Cambio Credit Builder is a service provided by Cambio and it’s partner bank, Services Credit Union (SCU), privately insured by American Share Insurance. 

SCU Membership : You hereby apply for membership in SCU and agree to comply with its bylaws. SCU will deposit $1.00 in your share account (the par value of an SCU share and the minimum balance required to open an account). The share account does not earn a dividend. 

Private Share Insurance: Your share deposits in SCU are insured up to $250,000 by American Share Insurance, a private share insurer. You acknowledge (1) SCU is not federally insured; and (2) if SCU fails, the federal government does not guarantee that the depositor will get back the depositor’s money.

Copyright © 2022 Cambio
Powered by Cambio