Road to 1 Million Points
Cambio is on a mission to add 1,000,000 points to Americans' credit scores by 2024.
20000
/1,000,000
Credit score points added so far
Last updated February 20th, 2023
Join us! Become a Cambio member to get started
Improve with the latest tools
Use the Cambio app to jumpstart your credit improvement journey
Track your improvement
As Cambio helps you improve your score, we'll add your score increase to our counter!
Be a part of a community!
Build alongside others investing in their credit.
How to join the Road to 1 Million Points!
Become a Cambio member
Join the thousands already using Cambio to improve their credit
Sign up in less than 2 minutes. No hard credit check necessary!
Use Cambio's powerful tools
Cambio's AI-powered credit improvement tools give you the best chances of success!*
Track your progress
Each point we help you add to your score will be counted towards our 1 million point goal!
Earn rewards as you improve!
Earn cash prizes, raffle tickets, weekly spotlights, and more!
Bad credit? We can help
Check out our other credit tools
Monthly analysis
Use our powerful AI to find how else you can improve your credit score each month
Remove hurtful mistakes
Grow your credit score by 100 points! Resolve items hurting your score quickly and easily
Become a credit pro
Complete daily money challenges to boost your skills and master your finances!
Impact your credit score
Smart credit building
The credit builder loan targets the most important factors of your credit score
Why is your credit score important?
Your score can get you...
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A new car - auto-loan companies check your score
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A new home - mortgage providers determine how much they'll charge you based on your credit score
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Rental opportunites - Landlords often check credit scores
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Employment - your future employer may check on your credit score
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The best credit card - your score determines how expensive your monthly payments are. A better credit score can also mean better rewards