Banking For Everyone 😊

We mean it, everyone

We know how tough (and expensive) it is to not have a bank account

That’s why Cambio’s fresh start banking has…

No opening balance

No minimum balance

No credit checks

No hidden fees

No surprise fees


Try Cambio free for 30 days

Fresh start at banking and credit

Manage Money

We help you keep more money

Earn Rewards

We help you earn rewards that grow savings

Build Credit

We help you build and rebuild credit

Try Cambio free for 30 days

Automated Money Management

Banking that does more

Pay bills directly from the app

Know exactly how much you can spend without affecting your ability to pay bills

Easy-to-stick to budgeting takes the stress out of managing your money

Spend Smarter With Cambio
Everything you need to be a money pro
Try Cambio free for 30 days

Daily Rewards 💸

Earn rewards for using the app

Spend a few minutes on the app each day to earn rewards points that get you closer to achieving your goals

Get points that grow your savings!

Earn Rewards for Spending Smart
Earn Rewards for paying bills on-time
Try Cambio free for 30 days

A New Way To Build Credit 😎

The Cambio Score:
An alternative credit score

Your fresh start at building and rebuilding credit

Just follow our simple and easy tips and watch your score rise 

In 6 months, you could get access to lower rates from quality lenders!

Automated credit building
Access A Network Of Quality Lenders
Try Cambio free for 30 days

Coming Soon:
Personal debt coaching

Whatever your debt troubles are
We have a plan for you

Simple, customized debt repayment plans for all debt types

Medical debt

Money in collections

High credit card debt

Auto Loans

And Much More!

Action-based guidance to pay down debt fast
Included in your subscription banking plan
Try Cambio free for 30 days

You aren't alone

90 million Americans can't access traditional banking and credit...
Cambio is the fresh start you deserve

Register in 3 minutes or less

Verify your identity and let us know where to send your card

Automate your banking life

Switch direct deposit and set up bill pay all within the app

Earn towards your savings

While your card is in the mail, complete daily tasks within the app to earn reward points

Try Cambio free for 30 days