You aren’t alone in your financial recovery 

Your path to better credit

FREE credit report analysis

Join the thousands taking a simpler path to better credit

Auto-identify and resolve items hurting your credit score  Checkmark button

Get up to $100 to cover your bills!* 👍

Build positive payment history and extra savings😎

Refinance existing loans and save big on monthly payments Money mouth faceMoney mouth face

Take your first step to better credit today!

Cambio is a financial wellness company, not a bank. Banking services provided by Services Credit Union.

Take your first step to better credit today!

Cambio is a financial wellness company, not a bank. Banking services provided by Services Credit Union.

Join the thousands who have made the commitment to rebuild!

Google Play
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I like the simple to follow daily plan. Each day I complete an assignment which takes about a minute and I get cash for completing those assignments. I was able to connect most of my bills and loans and was able to switch direct deposit. I'm using the money I save in banking fees(which were really adding up) to build up my savings! Liking the app!
App Store
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Easy to navigate interface.
I just recently started using cambio money and I am very impressed with the apps self explanatory interface and navigation between pages. Cambio has provided me with a safe and easy banking option with great customer service and no hidden fees!
Google Play
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I liked the setup experience. It walks you through how to use the app in an intelligent way. It also has a unique rewards system. I'm liking the idea of being rewarded for healthy spending habits.
App Store
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Great Alternative
I had one issue with depositing money but their support staff helped me out in less than a day. Now I’m saving like $50 a month since I don’t have to use check cashiers anymore. I set up direct deposit and earned a $20 bonus. The rewards are nice too. I just do what it tells me to and i make money and build my credit at the same time. Super happy with the platform.
App Store
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Been a big help
Setting up my account was really easy. I was able to connect my online bills and even got a $20 bonus for setting up direct deposit. I never really understood my credit score but the cambio score is helping me rebuild my credit in a way that actually makes sense.
App Store
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Good so far..
Signed up for Cambio a couple of weeks ago, so far so good! I gave it a 4 out of 5 because I’m still new.
What I like: easy to sign up, I was able to automatically switch direct deposit and have one place to pay my bills. They give me daily reminders to help me to get back track (will update once I see how it works).
What I don’t like: There isn’t a digital card option, you have to wait for your card to arrive.

No more guessing

Take control of your credit

How it works

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Instant account setup

Connect an existing bank account in seconds

Connect your existing bank account or use Cambio as your bank. 

The choice is yours!

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Instant account setup

Connect an existing bank account in seconds

Connect your existing bank account or use Cambio as your bank. 

The choice is yours!

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Get some relief

Get $100 for fast bill assistance*

Take a breath, we’ve got you covered with Cambio Bill Assistance.

Cover your essential bills like utilities with an interest-free, same-day cash advance.* 

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Get some relief

Get $100 for fast bill assistance*

Take a breath, we’ve got you covered with Cambio Bill Assistance!

Cover your essential bills like utilities with an interest-free, fast cash advance.*

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Rebuild your credit

Boost your credit by resolving negative items on your credit report!

Auto-identify items hurting your score and dispute them directly on the app!
(coming soon!)

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Rebuild your credit

Boost your credit by resolving negative items on your credit report!

Auto-identify items that are hurting your score and dispute them directly on the app! 

(coming soon!)

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Achieve your goals!

Refinance expensive loans*

Stick to the plan to access benefits like credit builders, refinancing, and affordable lending!*

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Achieve your goals!

Refinance expensive loans

Stick to the plan and access benefits like credit builders, refinancing, and affordable lending!*

Included in your subscription

No hidden or surprise fees, no opening balance, no minimum balance, no ChexSystems, and no credit check

online_payments

Money management Easy-to-stick-to budgeting

  • Simple and smart money insights
  • Pay bills and debts in seconds
  • Confidently spend without affecting your bills
  • Earn cash rewards when you spend wisely
  • Already have a card? We won't make you switch
  • Safe and secure data protection

Cambio is a financial wellness company, not a bank. Banking services provided by Services Credit Union.

Money management

Easy-to-stick-to budgeting

  • Simple and smart money insights
  • Pay bills and debts in seconds
  • Confidently spend without affecting your bills
  • Earn cash rewards when you spend wisely
  • Already have a card? We won't make you switch
  • Safe and secure data protection

Cambio is a financial wellness company, not a bank. Banking services provided by Services Credit Union.

Bill pay assistance Get cash to cover your bills!

Get as much as $100 to cover bills like electric, water, and more.  Enjoy stress-free, automatic repayment on your next payday.

  • No hidden fees or "tips"
  • No credit check
  • No interest
  • No late fees

Account must meet qualifications. 

Bill pay assistance

Get cash to cover your bills!

Get as much as $100 to cover bills like water, electric, and more!  Enjoy stress-free, automatic repayment on your next payday.

  • No hidden fees or "tips"
  • No credit check
  • No interest
  • No late fees

Account must meet qualifications. 

wallet

Rebuild Credit with Collections Manager (coming soon) The easiest way to rid yourself of collections debt

Remove inaccurate negative items from your report like collections, charge-offs, and more!

The simplest way to fix your credit report and improve your credit score

  • Auto-detect items hurting your score
  • Dramatically improve your chances of increasing your credit score

Improvements are not guaranteed. Results may vary

Fix your credit with Collections Manager (coming soon)

Get rid of collections debt and rebuild your credit

Remove inaccurate negative items from your report like collections, charge-offs, and more!

The fastest way to fix your credit report and improve your credit score

  • Auto-detect items that hurt your score
  • Dramatically improve your chances of increasing your credit score

Improvements are not guaranteed. Results may vary

Credit Builder
(coming soon!)
Build savings, while growing your credit!

Get a loan where the full amount gets locked in a savings account. 

Your payments get reported to the credit bureaus. 

Unlock your savings when your loan is paid in full.
  • No credit checks
  • No application or admin fee
Must have a qualified Cambio Score and have direct deposit into your Cambio Account.

Credit builder
(coming soon!)

Build saving, while growing your credit!

Get a loan where the full amount gets locked in a savings account. 

Your payments get reported to the credit bureaus. 

Unlock your savings when your loan is paid in full.
  • No credit checks
  • No application or admin fee
Must have a qualified Cambio Score and have direct deposit into your Cambio Account.
Join today
and get Cambio premium for only $9.99/month

No hidden fees, surprise fees, tips or fine print Simple subscription pricing

Get access to the services you need to get back on track and rebuild. 

Some products like fast cash advance, bill pay assistance and credit builder require direct deposit set up and qualified Cambio Score. 

We will be by your side to help your increase your score and qualify!

FREE
$0
PREFERRED
$9.99/month
MONEY MANAGER
Simple budgeting
BILL MANAGER
Your bills in one spot
REBUILDER SCORE
Complete tasks
to rebuild your finances
CASH ADVANCE*
Fast cash advance
when you need it
FLEXIBLE REPAYMENT
Need extra time?
Want to pay early?
We got you!
BILL PAY
Pay bills automatically
EARN REWARDS
Collect cash rewards
to cover your subscription
CAMBIO DEBIT CARD
Optional for all preferred members
Click to see
services and fees
CREDIT BUILDER
Coming soon!
CREDIT REPAIR
Coming soon!
REFINANCE LOANS
Coming soon!
Join today
and get Cambio Premium for only $9.99/month

Cambio is a financial wellness company, not a bank. Banking services provided by Services Credit Union.

Over 100 million Americans need a way to rebuild financially

You aren't alone, let Cambio guide you to better credit today!

Register in 3 minutes or less

Verify your identity and let us know where to send your card

Cover your bills with a cash advance*

Qualified accounts can receive up to $100 in bill pay assistance!

Rebuild with your Cambio Score

Grow your Cambio Score and gain access to cash advances, bill pay assistance, credit builder loans and cash rewards

Join today
and get Cambio Premium for only $9.99