Go beyond monitoring your credit score. Improve It!
Don't let your credit score hold you back. Our AI tools make it easy to improve your score quickly.

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Your Personal Credit Expert.
Join the thousands who have paid off collections, fixed errors, built credit, and recovered financially.

We make it fast.
Forget the usual 9-12 months wait. Our smart tech speeds things up, so you see better credit scores in less than 2 months.1
With Cambio, you get closer to your goals quicker.
We make it easy.
With Cambio, your credit and financial recovery is easy. Our AI, powered by decades of financial expertise, is like having a money expert helping you 24/7.
Reach a healthier financial life with Cambio.


We make dreams real.
Dreaming of lower loan payments or your first home? Our easy to use AI tools fast-track your financial and credit recovery.
Make your dreams a reality with Cambio.
Supercharge your credit
Fix errors on your credit report while you build credit and grow savings1
Pay-off your debt
Use AI to save money to pay off collection accounts
Protect your identity
Remove your personal information from the internet
Featured in

Backed by

70%
Improve their credit scores1
+52
Avg. credit score increase1
$1,000
Money saved annually vs. other providers
$1m
Identity theft restoration
Rebuild with Cambio now.
The all-in-one AI credit and financial recovery platform.
- Bank-level security
- No hard credit pulls
- Fix errors
- Protect your identity
- Build credit
- Pay-off collections