You aren’t alone in your financial recovery 

Your path to better credit

Bad credit doesn’t have to be permanent. Join the thousands taking a simpler path to better credit. 

Connect an existing bank account or use the Cambio Card to take your first step to better credit!

No hidden fees 💸

Connect your existing account in seconds ⚡️

Fast cash advance when you need it* 😊

Confidently rebuild credit 😎

Collect cash rewards to cover your subscription 👍

Join today
and get Cambio Premium for only $9.99/month!

Cambio is a financial wellness company, not a bank. Banking services provided by Services Credit Union.

Join today
and get Cambio Premium for just $9.99/month

Image of Cambio Score, Fresh start banking, and Cambio Card

Cambio is a financial wellness company, not a bank. Banking services provided by Services Credit Union.

Join the thousands who have made the commitment to rebuild!

Google Play
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I like the simple to follow daily plan. Each day I complete an assignment which takes about a minute and I get cash for completing those assignments. I was able to connect most of my bills and loans and was able to switch direct deposit. I'm using the money I save in banking fees(which were really adding up) to build up my savings! Liking the app!
App Store
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Easy to navigate interface.
I just recently started using cambio money and I am very impressed with the apps self explanatory interface and navigation between pages. Cambio has provided me with a safe and easy banking option with great customer service and no hidden fees!
Google Play
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I liked the setup experience. It walks you through how to use the app in an intelligent way. It also has a unique rewards system. I'm liking the idea of being rewarded for healthy spending habits.
App Store
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Great Alternative
I had one issue with depositing money but their support staff helped me out in less than a day. Now I’m saving like $50 a month since I don’t have to use check cashiers anymore. I set up direct deposit and earned a $20 bonus. The rewards are nice too. I just do what it tells me to and i make money and build my credit at the same time. Super happy with the platform.
App Store
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Been a big help
Setting up my account was really easy. I was able to connect my online bills and even got a $20 bonus for setting up direct deposit. I never really understood my credit score but the cambio score is helping me rebuild my credit in a way that actually makes sense.
App Store
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Good so far..
Signed up for Cambio a couple of weeks ago, so far so good! I gave it a 4 out of 5 because I’m still new.
What I like: easy to sign up, I was able to automatically switch direct deposit and have one place to pay my bills. They give me daily reminders to help me to get back track (will update once I see how it works).
What I don’t like: There isn’t a digital card option, you have to wait for your card to arrive.

No more guessing

Take control of your credit

How it works

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Instant account setup

Connect an existing bank account in seconds

Connect your existing bank account or use Cambio as your bank. 

The choice is yours!

Solidlightblue1

Instant account setup

Connect an existing bank account in seconds

Connect your existing bank account or use Cambio as your bank. 

The choice is yours!

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Get some relief

$100 fast cash advance*

Take a breath, we’ve got you covered.

Cover your essential purchases with an interest-free, same-day cash advance.* 

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Get some relief

$100 fast cash advance*

Take a breath, we’ve got you covered.

Cover your essential purchases with an interest-free, same-day cash advance.*

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Rebuild your credit

Earn cash rewards for building credit

Complete daily activities that grow your score and pay you in cash!

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Rebuild your credit

Earn cash rewards for building credit

Complete daily activities that grow your score and pay you in cash!

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Achieve your goals!

Refinance expensive loans*

Stick to the plan to access benefits like credit builders, refinancing, and affordable lending!*

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Achieve your goals!

Refinance expensive loans

Stick to the plan and access benefits like credit builders, refinancing, and affordable lending!*

Included in your subscription

No hidden or surprise fees, no opening balance, no minimum balance, no ChexSystems, and no credit check

online_payments

Money management Easy-to-stick-to budgeting

  • Simple and smart money insights
  • Pay bills and debts in seconds
  • Confidently spend without affecting your bills
  • Earn cash rewards when you spend wisely
  • Already have a card? We won't make you switch
  • Safe and secure data protection

Cambio is a financial wellness company, not a bank. Banking services provided by Services Credit Union.

Money management

Easy-to-stick-to budgeting

  • Simple and smart money insights
  • Pay bills and debts in seconds
  • Confidently spend without affecting your bills
  • Earn cash rewards when you spend wisely
  • Already have a card? We won't make you switch
  • Safe and secure data protection

Cambio is a financial wellness company, not a bank. Banking services provided by Services Credit Union.

Cash Advances Instant interest free cash advances!

Get as much as $100 Cambio advance.  And, enjoy stress-free, automatic repayment on your next payday.

  • No hidden fees or "tips"
  • No credit check
  • No interest
  • No late fees

Must have a qualified Cambio Score and have 2 consecutive direct deposits into your Cambio Account. 

Cash Advance

Instant interest free cash advances!

Get as much as $100 Cambio advance.  And, enjoy stress-free, automatic repayment on your next payday.

  • No hidden fees or "tips"
  • No credit check
  • No interest
  • No late fees

Must have a qualified Cambio Score  and have 2 consecutive direct deposits into your Cambio Account. 

wallet

Cash Rewards Earn rewards for growing your Cambio Score!

Complete daily activities that grow your score to earn cash rewards.

Activities help build your financial skills, while helping you rebuild. 

  • Earn enough cash rewards to cover your monthly subscription
  • No more overspending to earn rewards

Cash Rewards

Earn rewards for growing your Cambio Score!

Complete daily activities that grow your score to earn cash rewards.

Activities help build your financial skills, while helping you rebuild. 

  • Earn enough cash rewards to cover your monthly subscription
  • No more overspending to earn rewards

Credit Builder
(coming soon!)
Build savings, while growing your credit!

Get a loan where the full amount gets locked in a savings account. 

Your payments get reported to the credit bureaus. 

Unlock your savings when your loan is paid in full.
  • No credit checks
  • No application or admin fee
Must have a qualified Cambio Score and have direct deposit into your Cambio Account.

Credit builder
(coming soon!)

Build saving, while growing your credit!

Get a loan where the full amount gets locked in a savings account. 

Your payments get reported to the credit bureaus. 

Unlock your savings when your loan is paid in full.
  • No credit checks
  • No application or admin fee
Must have a qualified Cambio Score and have direct deposit into your Cambio Account.
Join today
and get Cambio premium for only $9.99/month

No hidden fees, surprise fees, tips or fine print Simple subscription pricing

Get access to the services you need to get back on track and rebuild. 

Some products like instant advance and credit builder require direct deposit set up and qualified Cambio Score. 

We will be by your side to help your increase your score and qualify!

FREE
$0
PREFERRED
$9.99/month
MONEY MANAGER
Simpley budgeting
BILL MANAGER
Your bills in one spot
CAMBIO REBUILDER SCORE
Complete tasks to rebuild
your finances
CASH ADVANCE*
Fast cash advance
when you need it
FLEXIBLE REPAYMENT
Need extra time?
Want to pay early?
We got you!
BILL PAY
Pay bills automatically
EARN REWARDS
Collect cash rewards
to cover your subscription
CAMBIO DEBIT CARD
Optional for all preferred members
Click to see
services and fees
CREDIT BUILDER
Coming soon!
CREDIT REPAIR
Coming soon!
REFINANCE LOANS
Coming soon!
Join today
and get Cambio Premium for only $9.99/month

Cambio is a financial wellness company, not a bank. Banking services provided by Services Credit Union.

Over 100 million Americans need a way to rebuild financially

You aren't alone, rebuild with Cambio and get the fresh start you deserve

Register in 3 minutes or less

Verify your identity and let us know where to send your card

Automate your banking life

Switch direct deposit and set up bill pay all within the app

Rebuild with your Cambio Score

Grow your Cambio Score and gain access to cash advances, credit builder loans and cash rewards

Join today
and get Cambio Premium for only $9.99