Cambio
(\ˈkambēˌō\)

To change, evolve, transform

Our Why

1 in 3 Americans have a collection account on their credit report. These accounts can decrease a credit score by 10 - 100 points. Cambio exists to support those who need a simple, affordable way to rebuild their credit.

We will be by your side to help you get back on track and rebuild the right way without overspending or paying unexpected fees.

You don't have to rebuild on your own. Cambio can be the fresh start you deserve.

We care because we've been there. In 2015 our founder, Blesson, had a collection account appear on his credit report for a bill he had forgotten to pay. This negative account destroyed his credit and affected his ability to get affordable lending. It was a long road to rebuild. Since then, Blesson has been determined to provide others a simpler path to rebuild.

As a Cambio member, you have the latest technology needed to rebuild your credit quickly. From automated disputes to credit builders, Cambio's powerful tools help you rebuild your credit so you can get that next loan or employment opportunity.

Our Difference

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