Fresh start banking built for credit recovery
Cambio provides a full-service bank account with a built-in credit score. Improve your credit rating and get fast access to affordable lending
Build and rebuild credit in as little as 6 months with the Cambio Score.
Everyone deserves a simple and straightforward pathway to credit recovery regardless of their credit history.
Try Cambio for Free for 30 days!
credit recovery is within reach with the Cambio score
Finally, a credit score that just makes sense
Build and Access Credit
Earn a Cambio Score of 100 and receive opportunities for refinancing, secured credit cards, and more!
Four Factors that make a big impact
We use four factors to measure your financial health and give you personalized recommendations to improve each factor.
Automated credit improvement
Receive personalized debt repayment plans, easy-to-follow budgets, and bill pay, all designed to help you build credit.
Open to everyone
We don't use ChexSystems or do credit checks. No minimum or opening balances required. Everyone deserves access to a bank account regardless of credit history
Made Mistakes in The past?
Whether it's money in collections or a charged off credit card, The Cambio Score doesn't factor in mistakes from years ago. We care about what you're doing now. We'll even help you protect against mistakes in the future!
Easy to understand
Receive personalized coaching to build your Cambio Score. Building credit is finally simple!
A new way to gain your financial freedom
A Banking App Built To Help You Change For The Better!