How many lines of credit should I have?
April 7, 2022
There is no perfect number for determining how many lines of credit you need. However, having multiple cards can benefit your credit score.
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Your guide to credit repair
Does asking for a credit increase hurt my score – A guide to increasing your credit limit
April 5, 2022
Increasing the limit on your credit card can help you improve your credit score. This guide will help you raise your credit score in the right way, helping you to build your credit.
Can you use “Buy Now Pay Later” to build credit
April 1, 2022
“Buy Now, Pay Later” (BNPL) services offer payment plans that have been rising in popularity, allowing customers to spread the cost of purchase out. But, is there a catch to using these services?
How do credit card points work? A guide
March 25, 2022
Credit cards often have rewards programs tied to your account. These points allow you to earn rewards based on your spending habits.
Have a debt in collections? Paying off debts in collections
March 23, 2022
No one wants to hear that they have a debt in collections. Here are the best ways to deal with paying off a debt collector.
What is risk-based pricing?
March 21, 2022
When lenders will offer their customers different interest rates and loan terms, this is known as risk-based pricing. This model is based on the amount of risk the consumer represents to the lender.
Building credit without credit cards
March 15, 2022
Everyone needs to have a credit history to help finance major life purposes. However, not everyone wants to have a credit card; here are some ways to build credit without opening a credit card.
Types of debt financing for your small business
March 11, 2022
Debt financing will allow you to raise money for your business by selling debt instruments to investors. If you are looking to start or already own a small business, debt financing can help you gain the monetary resources you need to grow.
Understanding the most common types of debt
March 9, 2022
Most people will experience some form of debt over the course of their lives. Understanding the different types of debts and how they work is critical to your financial health. The most common types of debt include secured and unsecured debt, revolving debt, and mortgages.