How many IRA accounts can I have?
March 31, 2022
There are no limits to the number of IRA accounts you can have. However, there are contribution limits and restrictions that you must follow.
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Latest Articles
Dealing with debt collectors: Can debt collectors DM on social media?
March 29, 2022
There are a lot of ways that a debt collector can contact you, and now, a direct message on social media is one of them.
How do credit card points work? A guide
March 25, 2022
Credit cards often have rewards programs tied to your account. These points allow you to earn rewards based on your spending habits.
Have a debt in collections? Paying off debts in collections
March 23, 2022
No one wants to hear that they have a debt in collections. Here are the best ways to deal with paying off a debt collector.
What is risk-based pricing?
March 21, 2022
When lenders will offer their customers different interest rates and loan terms, this is known as risk-based pricing. This model is based on the amount of risk the consumer represents to the lender.
How much do savings bonds increase: What is a savings bond
March 17, 2022
U.S. savings bonds are a conservative investment where you loan money to the federal government. When the bond matures, it will be paid back in full, plus interest.
Building credit without credit cards
March 15, 2022
Everyone needs to have a credit history to help finance major life purposes. However, not everyone wants to have a credit card; here are some ways to build credit without opening a credit card.
Types of debt financing for your small business
March 11, 2022
Debt financing will allow you to raise money for your business by selling debt instruments to investors. If you are looking to start or already own a small business, debt financing can help you gain the monetary resources you need to grow.
Understanding the most common types of debt
March 9, 2022
Most people will experience some form of debt over the course of their lives. Understanding the different types of debts and how they work is critical to your financial health. The most common types of debt include secured and unsecured debt, revolving debt, and mortgages.