18 easy ways to save money
January 7, 2022
There are a lot of simple ways to save money and increase your savings. By shopping smart and making a conscious effort, you can build up your rainy day fund.
Become a credit pro
Welcome to the Cambio Learning Center!
Everything you need to jumpstart your credit score and achieve your goals
What can we help you with today?
Collections/charge-offs
These accounts have the largest impact on your credit score. Use Cambio's free tools to resolve them
Late payments
Even one late payment can have a large impact on your credit score. If yours are accurate, use our Goodwill template to resolve them!
Hard inquiries
Hard inquiries have a lower impact on your credit score. Learn more about how they impact you and possible ways to resolve them.
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FREE templates and Guides
Dispute hard inquiries
Generate your free hard inquiry dispute template now!
Takes less than 2 minutes
Dispute collections
Generate your free collections dispute template now!
Takes less than 5 minutes
Step by step Improvement guide
Free templates and step by step instructions
Pay For Delete
Free guide and template! Learn how to resolve your collection accounts
Takes less than 5 minutes
Late Payment Goodwill Letter
Works best for accounts with only a few late payments
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What happens if you don’t use your credit card?
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If you have a credit card that you never use, you may be wondering how that may affect your credit score. Not using the card will not hurt your score, but closing it can affect your score negatively.