Become a credit pro

Welcome to the Cambio Learning Center!

Everything you need to jumpstart your credit score and achieve your goals

What can we help you with today?


These accounts have the largest impact on your credit score. Use Cambio's free tools to resolve them

Late payments

Even one late payment can have a large impact on your credit score. If yours are accurate, use our Goodwill template to resolve them!

Hard inquiries

Hard inquiries have a lower impact on your credit score. Learn more about how they impact you and possible ways to resolve them.

Video Guides

FREE templates and Guides

Dispute hard inquiries

Generate your free hard inquiry dispute template now!
Takes less than 2 minutes

Dispute collections

Generate your free collections dispute template now!
Takes less than 5 minutes

Step by step Improvement guide

Free templates and step by step instructions

Pay For Delete

Free guide and template! Learn how to resolve your collection accounts
Takes less than 5 minutes

Late Payment Goodwill Letter

Works best for accounts with only a few late payments

Join the community!

Ask a question

Get answers from Cambio experts or members who have been in your shoes.

Product Updates

Stay up to date on all things Cambio with product updates, announcements and more!

Credit Issues

Vent to other Cambio members working on improving their credit scores

Latest Articles

easy ways to save money

18 easy ways to save money

There are a lot of simple ways to save money and increase your savings. By shopping smart and making a conscious effort, you can build up your rainy day fund.

Read More »
types of bank loans

Understanding different types of bank loans

If you want or need to borrow money, your first step is to understand the different types of loans that are out there and what will work for your needs and circumstances. The guide can help you determine what loan type is best for your needs based on interest rates, loan amounts and loan terms.

Read More »